Generate and design UPI QR codes online with custom branding. Add your UPI ID, payee name, amount, and note, then personalize with gradient borders and styles. Download your QR code as a high-quality image or Print.
example@upi
Scan and pay with any BHIM UPI app
Enter more information about the UPI QR Code Generator tool!
Imagine this: instead of fumbling with cash, typing long account numbers, or worrying about having the exact change, your customer simply points their phone at a small black-and-white square on your counter. A second later, you hear that satisfying "cha-ching!" sound. Payment received.
That little square is a UPI QR code, and the tool that creates it is a UPI QR Code Generator.
In simple terms, a UPI QR Code Generator is a free, online tool (often found on banking apps, UPI apps, or dedicated websites) that takes your unique UPI payment details and turns them into a scannable image—a QR code.
Think of it like a digital nametag for your money. Instead of your name, it contains instructions on how to send money directly to you.
The generator doesn't just make a random pattern. It carefully encodes a specific string of text that includes:
Your UPI ID: (e.g., yourname@oksbi)
Your Name: So the payer knows they're sending money to the right person.
A Pre-set Amount: (This is optional). You can generate a QR code for a specific amount, say ₹250 for a pizza, so the payer doesn't have to type it in.
When someone scans this code with their phone's camera or any UPI app (like Google Pay, PhonePe, Paytm, etc.), their app instantly reads this information, auto-fills the payment screen with your details, and they just need to enter their UPI PIN to complete the transaction. It’s a one-step process for them.
Small Shop Owners & Street Vendors: The most common users. It eliminates the need for bulky card machines and makes accepting digital payments effortless and professional.
Freelancers & Professionals: Graphic designers, tutors, consultants can put their QR code on invoices for instant payment.
Friends & Family: Splitting a bill at a restaurant? Instead of everyone sharing their numbers, one person can generate a QR code for their share, and others can scan and pay.
Utility Bill Collectors or Anyone Collecting Money: For collecting rent, club dues, or donations.
Zero Cost: Generating and using a static QR code (one without a fixed amount) is almost always free. There are no transaction fees for the receiver under the UPI system.
Super Speed: Transactions are faster than counting cash or swiping a card.
Convenience: No more "I don't have change" or "What's your UPI ID? Let me type it." It's error-proof.
Hygienic: A completely touch-free way to exchange money.
Builds Trust: Customers are more confident scanning a code than typing a UPI ID, as it eliminates the risk of typos sending money to the wrong person.
Open your preferred banking app or UPI payment app.
Look for an option called "Show/Generate QR Code" or "Scan & Pay" (the option to generate is usually next to the scan function).
The app will instantly display your unique QR code on the screen. You can screenshot it.
For permanent use, you can download it, print it, and display it at your shop, or add it to your digital invoices and websites.
In a nutshell, a UPI QR Code Generator is a simple yet powerful tool that demystifies digital payments. It’s the bridge between your bank account and the physical world, making getting paid as easy as showing a picture.
